Terms and Conditions
Last Updated: June 23, 2026
1. Agreement to Terms
By accessing or using the Life Legacy Network website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
2. About Life Legacy Network
Life Legacy Network LLC is a licensed insurance agency based in Florida. We connect individuals and families with licensed life insurance products from various carriers. We are not an insurance carrier; we are an independent agency.
3. SMS Messaging Terms
By opting in to SMS communications from Life Legacy Network, you agree to the following:
- Program: Life Legacy Network sends one-to-one SMS messages related to your life insurance inquiry, appointment scheduling, appointment reminders, and follow-up communications.
- Message Frequency: Message frequency varies based on your inquiry and interaction with our agents.
- Rates: Message and data rates may apply depending on your mobile carrier and plan.
- Opt-Out: Reply STOP at any time to unsubscribe from SMS messages. You will receive a confirmation message and no further messages will be sent.
- Help: Reply HELP for assistance. You may also contact us at david.obiora@lifelegacynetwork.com.
- No Condition of Purchase: Consent to receive SMS messages is not required as a condition of purchasing any product or service.
- Third Parties: Mobile opt-in data and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes.
4. Supported Carriers
SMS messaging is available through most major US carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Carrier support may vary.
5. No Insurance Advice
Information provided through our website and SMS communications is for general informational purposes only and does not constitute insurance advice. Coverage availability, terms, and pricing depend on individual circumstances and carrier underwriting decisions.
6. Privacy
Your personal information is handled in accordance with our Privacy Policy.
7. Limitation of Liability
Life Legacy Network LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
8. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of our services after changes constitutes acceptance of the updated Terms.
9. Contact
Life Legacy Network LLC
Email: david.obiora@lifelegacynetwork.com
Florida, United States